Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Beautiful and well-maintained unit 1631 in the 500 building at Winston Towers 500. This charming apartment features peaceful canal views, impact windows and doors throughout, a recently renovated bathroom, and stunning city views that can be enjoyed day and night. Conveniently located in the heart of Sunny Isles Beach, close to shopping, dining, parks, and just minutes from the beach. For showings call listing agent, owner occupied!
— Facts & features
Interior
- Walk-In Closet(s)
Exterior
- None
Appliances
- Dishwasher
- Microwave
- Electric Range
- Refrigerator
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
Parking
- 1 Space
- 2 Or More Spaces
- Additional Spaces Available
- Assigned
- Covered
- Guest
- Other
- Rv/Boat Parking
- Space Rented
- Valet
Waterfront
- Canal Front
View
- Bay
- Canal
- Intracoastal View
Community amenities
- Bike Storage
- Billiard Room
- Boat Dock
- Business Center
- Laundry
- Courtesy Bus
- Elevator(s)
- Exercise Room
- Storage
- Marina
Security
- Doorman
- Intercom In Lobby
- Lobby Secured
Laundry
- Common Area
Maintenance includes
- Air Conditioning Maintenance
- Cable Tv
- Elevator
- Hot Water
- Insurance
- Internet/WiFi
- Laundry Facilities
- Pest Control Interior
- Security
- Trash Removal
Pets
- Yes
Construction & roof
- Concrete Block Construction
— Assigned schools
Elementary
Norman S. Edelcup K-8
Middle
Highland Oaks
School assignments should be independently verified.
— Location
500 Bayview Dr, Sunny Isles Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $78,000
%
$312,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,221
Per month, all-in
Monthly breakdown
- Principal & interest$2,07549%
- Property taxes$40810%
- Insurance$44210%
- HOA$1,29631%
Tax: Miami-Dade County effective rate (1.26%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.
Cash & qualification
- Cash at closing
- $97,992
- Income to qualify
- $181,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $25/mo and $9,029 over the life of this loan.
Over the life of the loan
- Total paid
- $746,891
- Total interest
- $434,891
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
— Similar listings
More in Sunny Isles Beach.
Price cut: $11K
Waterfront
Sunny Isles Beach · MLS #A11916555
301 174th St
$319,000
1 Beds2 Baths1,104 sqft
Courtesy of Big International Realty, Inc.
Waterfront
Sunny Isles Beach · MLS #A12069816
18911 Collins Ave
$1,949,000
3 Beds3 Baths2,136 sqft
Courtesy of Douglas Elliman
Sunny Isles Beach · MLS #A12076031
230 174th St
$372,000
2 Beds2 Baths1,070 sqft
Courtesy of SIB Realty, LLC
The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.