Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome Home! This rarely available and highly desirable Ocean III 06-line residence offers 3 bedrooms and 3 baths in one of the best lines in the building. The exceptional flow-through floor plan showcases stunning Intracoastal and city views on one side and beautiful ocean views on the other. Featuring impact windows and doors throughout, plus a private foyer entrance opening directly into the residence for added privacy. Create an amazing space tailored to your lifestyle—ideal as a full-time residence, seasonal retreat, or investment opportunity. Enjoy luxury oceanside living in a full-service building with exceptional amenities and service. A unique opportunity to customize a premier residence in a sought-after location. Available immediately.
— Facts & features
Interior
- Elevator
- Entrance Foyer
- Volume Ceilings
Exterior
- Open Balcony
- Tennis Court(s)
Appliances
- Dishwasher
- Disposal
- Dryer
- Electric Range
- Ice Maker
- Refrigerator
- Wall Oven
- Washer
Cooling & heating
- Electric
- Electric
Flooring
- Marble
Parking
- 2 Or More Spaces
- Parking-Under Building
- Valet
Waterfront
- Intracoastal Front
- Ocean Front
View
- Intracoastal View
- Ocean View
Community amenities
- Barbecue
- Bike Storage
- Billiard Room
- Child Play Area
- Clubhouse-Clubroom
- Elevator(s)
- Exercise Room
- Heated Pool
- Private Pool
- Sauna
Security
- Smoke Detector
- Doorman
- Guard At Site
- Lobby Secured
Maintenance includes
- Cable Tv
- Common Area
- Elevator
- Manager
- Parking
- Pool Service
- Security
- Sewer
- Trash Removal
- Water
Construction & roof
- CBS Construction
— Assigned schools
Elementary
Norman S. Edelcup K-8
Middle
Norman S. Edelcup K-8
High
Michael Krop
School assignments should be independently verified.
— Location
18911 Collins Ave, Sunny Isles Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $389,800
%
$1,559,200 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$15,701
Per month, all-in
Monthly breakdown
- Principal & interest$10,36866%
- Property taxes$1,0877%
- Insurance$2,43015%
- HOA$1,81712%
Tax: From listing — annual tax of record.
Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.
Cash & qualification
- Cash at closing
- $462,982
- Income to qualify
- $673,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $125/mo and $45,118 over the life of this loan.
Over the life of the loan
- Total paid
- $3,732,538
- Total interest
- $2,173,338
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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