Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Stunning fully renovated corner unit with breathtaking panoramic Intracoastal and ocean views from the high-floor wraparound balcony and every window. Beautiful 2-bedroom / 2-bath residence completely remodeled with modern finishes, featuring brand-new bathrooms, new flooring throughout, updated kitchen with stainless steel appliances and spacious walk-in closets. Bright and open layout with impact windows bringing in natural light and spectacular water views. Winston Towers offers 24-hr lobby security, gym, sauna, game room, library, bike room, heated pool, tennis, garage and dog park. Building recently updated with new balconies, elevators, seawall and fresh exterior paint. Prime location in the heart of Sunny Isles Beach, walking distance to the beach, parks, restaurants and shopping.HOA requires 20% down. No rentals allowed. One pet up to 20 lbs permitted. no washer /dryer in then unit
— Facts & features
Interior
- Built-in Features
Exterior
- Barbeque
- Tennis Court(s)
Appliances
- Trash Compactor
- Dishwasher
- Dryer
- Ice Maker
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Parking
- 1 Space
- Additional Spaces Available
- Covered
- Other
Waterfront
- Intracoastal Front
- Seawall
View
- Intracoastal View
- Ocean View
- Water View
Community amenities
- Barbecue
- Business Center
- Elevator(s)
- Pool
- Sauna
- Tennis Court(s)
Security
- Fire Alarm
- Doorman
- Lobby Secured
Maintenance includes
- All Amenities
- Cable Tv
- Elevator
- Hot Water
- Internet/WiFi
- Parking
- Pool Service
- Trash Removal
- Water
Pets
- Restrictions Or Possible Restrictions
Construction & roof
- CBS Construction
— Assigned schools
Elementary
Norman S. Edelcup K-8
Middle
Highland Oaks
School assignments should be independently verified.
— Location
301 174th St, Sunny Isles Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $125,800
%
$503,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$5,373
Per month, all-in
Monthly breakdown
- Principal & interest$3,34662%
- Property taxes$61812%
- Insurance$71313%
- HOA$69613%
Tax: From listing — annual tax of record.
Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.
Cash & qualification
- Cash at closing
- $153,542
- Income to qualify
- $231,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $40/mo and $14,561 over the life of this loan.
Over the life of the loan
- Total paid
- $1,204,601
- Total interest
- $701,401
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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