Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Motivated Seller! Experience the Ultimate Waterfront Lifestyle in this Bright CORNER Unit at the Arlen House, a Premier Secured Intracoastal & Boating Community in Southernmost Sunny Isles Beach. Located Directly Across from the Ocean & the Ritz-Carlton Residences. Perfectly Blends Sun, Sand & Sea with Modern Conveniences. Enjoy Effortless 3rd-Floor Access—Ideal for Shabbat. Brilliant Natural Light Floods the Spacious Living Area, which Flows Seamlessly onto #315’s Expansive Wrap-Around Balcony. Unit #315 features New Central A/C, Brand-New Gourmet Eat-In Kitchen with Quartz Countertops & SS Appliances. 2 Updated Pristine Quartz Full Baths. The Layout Offers a King-Sized Primary Ensuite w 2 Walk-In Closets, Sitting Area, Private FB. Queen-Size 2nd Bedroom w/ Walk in closet. Both w/ Waterviews. Abundant Closet Space. Can Be Delivered Furnished or Unfurnished! Resort-Style Amenities Featuring a Luxurious Intracoastal front Heated Pool, Spa, Gym, Tennis Courts, Pickleball, Restaurant Space, Auditorium, Library, Card Rm, Billiard Room & Lush Walking Path. Gated FOB Entry w/Gate & Front Desk Security 24/7. Onsite Mngmt. Hair Salon. Mini-Mart. Monthly fees include Amenities, Cable, Wi-Fi, Assigned Parking, Storage & Water! Can be delivered Furnished or Vacant. Enjoy A Secured, Vibrant Community Just Steps from the Ocean. Your Beachside Dream Awaits! Designed For Sun-Seekers, Beachgoers & Boaters Alike. Minutes From Bal Harbour & Aventura. Close to MIA & FLL Airports. Welcome Home
— Facts & features
Interior
- Pantry
- Walk-In Closet(s)
- Storage
Exterior
- Courtyard
- Open Balcony
- Tennis Court(s)
Appliances
- Dishwasher
- Microwave
- Electric Range
- Refrigerator
Cooling & heating
- Central Air
- None
Flooring
- Tile
- Wood
Parking
- 1 Space
- Assigned
- Guest
- Limited # Of Vehicle
Waterfront
- Intracoastal Front
View
- Intracoastal View
- Tennis Court View
- Water View
Community amenities
- Billiard Room
- Community Room
- Courtesy Bus
- Elevator(s)
- Exercise Room
- Storage
- Heated Pool
- Library
- Marina
- Pickleball
Security
- Complex Fenced
- Doorman
- Guard At Site
Laundry
- Common Area
Maintenance includes
- All Amenities
- Building Exterior
- Cable Tv
- Common Area
- Elevator
- Hot Water
- Internet/WiFi
- Landscaping/Lawn Maintenance
- Laundry Facilities
- Manager
Pets
- No
- Restrictions Or Possible Restrictions
Construction & roof
- CBS Construction
— Assigned schools
Elementary
Norman S. Edelcup K-8
Middle
Highland Oaks
School assignments should be independently verified.
— Location
300 Bayview Dr, Sunny Isles Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $75,000
%
$300,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,233
Per month, all-in
Monthly breakdown
- Principal & interest$1,99547%
- Property taxes$3749%
- Insurance$42510%
- HOA$1,43934%
Tax: From listing — annual tax of record.
Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.
Cash & qualification
- Cash at closing
- $94,549
- Income to qualify
- $182,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $24/mo and $8,681 over the life of this loan.
Over the life of the loan
- Total paid
- $718,164
- Total interest
- $418,164
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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