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About this home

EXCELLENT INVESTMENT OPPORTUNITY! This property is one of the few residences in this building that allowed to be rented annually per Sunny Isles regulations. Only a few of units can be leased Annually, monthly, daily and Airbnb rentals. The unit comes with a valet parking space. It's an Oceanfront building that can walk directly to the beach, with amenities such as pool, restaurants, Laundry, boutiques. 24 hours security. Located very close to Aventura Mall and top local dining.

Facts & features

Interior

  • Lobby
  • Elevator
  • Shabbat Elevator

Exterior

  • Exterior Cat Walk

Appliances

  • Electric Range
  • Microwave
  • Refrigerator

Cooling & heating

  • Central Air
  • Central

Flooring

  • Tile

Parking

  • 1 Space
  • Other
  • No Rv/Boats
  • No Trucks/Trailers

Waterfront

  • Ocean Access
  • Waterfront

View

  • Ocean View
  • Skyline
  • Water View

Community amenities

  • Clubhouse-Clubroom
  • Laundry
  • Exercise Room
  • Exterior Lighting
  • Pool
  • Sauna

Security

  • Elevator Secure
  • Fire Alarm

Laundry

  • Common Area

Maintenance includes

  • All Amenities
  • Cable Tv
  • Elevator
  • Hot Water
  • Insurance
  • Internet/WiFi
  • Laundry Facilities
  • Parking
  • Security
  • Sewer

Pets

  • No
  • Restrictions Or Possible Restrictions

Construction & roof

  • Concrete Block Construction

Assigned schools

Elementary

Norman S. Edelcup K-8

Middle

Highland Oaks

School assignments should be independently verified.

Location

19201 Collins Ave, Sunny Isles Beach

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $23,000
%
$92,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$2,184
Per month, all-in
28%P&I SHARE
Monthly breakdown
  • Principal & interest$61228%
  • Property taxes$1567%
  • Insurance$1306%
  • HOA$1,28659%

Tax: From listing — annual tax of record.

Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.

Cash & qualification
Cash at closing
$33,343
Income to qualify
$94,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $8/mo and $2,662 over the life of this loan.

Over the life of the loan
Total paid
$220,237
Total interest
$128,237
Paid off
2056
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