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Vera Vita Real Estate

— About this home

Great opportunity to enter into the 5 Star lifestyle at PINNACLE Condominium. Unsurpassed location in the heart of Sunny Isles. Walking distance to Schools, Temples, Supermarkets, Bank, Restaurants and more. Oversized lot, provided over 400" of private beach and expansive pool deck with tennis court, walking path and lots of room for private enjoyment. Self managed building with low fees and lots of services.

— Facts & features

Interior

  • Cooking Island
  • Fire Sprinklers

Exterior

  • East Of Us1
  • Open Balcony

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Electric Range
  • Electric Water Heater

Cooling & heating

  • Electric
  • Electric

Flooring

  • Marble

Parking

  • 1 Space
  • Valet

Waterfront

  • Ocean Access
  • Ocean Front

View

  • Ocean View
  • Pool Area View

Community amenities

  • Bike Storage
  • Billiard Room
  • Child Play Area
  • Exercise Room
  • Storage
  • Heated Pool
  • Library

Security

  • Fire Sprinklers
  • Card Entry
  • Secured Garage/Parking

Maintenance includes

  • Air Conditioning Maintenance
  • All Amenities
  • Cable Tv
  • Insurance
  • Internet/WiFi
  • Landscaping/Lawn Maintenance
  • Manager

Construction & roof

  • Concrete Block Construction

— Assigned schools

Elementary

Norman S. Edelcup K-8

Middle

Highland Oaks

School assignments should be independently verified.

— Location

17555 Collins Ave, Sunny Isles Beach

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $279,800
%
$1,119,200 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$12,351
Per month, all-in
60%P&I SHARE
Monthly breakdown
  • Principal & interest$7,44260%
  • Property taxes$1,24610%
  • Insurance$1,74414%
  • HOA$1,91816%

Tax: From listing — annual tax of record.

Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.

Cash & qualification
Cash at closing
$336,424
Income to qualify
$530,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $90/mo and $32,386 over the life of this loan.

Over the life of the loan
Total paid
$2,679,231
Total interest
$1,560,031
Paid off
2056
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.