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Vera Vita Real Estate

— About this home

Oceania complex beautiful 2 bedrooms and 2 bathrooms and a huge Den with the balcony.Can be Easy converted to a 3rd bedroom. Remodeled with the two balconies,ideal for the sunrise and sunset enjoyment. Open layout, filled with the natural light, floor-to-ceiling windows.Full service an ocean front building, with the 5* service, heated pool, beach service,fitness center,basketball court and a 2 restaurants.Located in the middle of the Sunny Isles Beach walking distance to school, shopping and restaurants.Very close to a two major airports, Bal Harbour and Aventura Malls.Easy to show.

— Facts & features

Interior

  • Elevator
  • Split Bedroom
  • Den/Library/Office

Exterior

  • Open Balcony
  • Tennis Court(s)

Appliances

  • Trash Compactor
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Electric
  • Electric

Flooring

  • Parquet

Parking

  • Attached Carport
  • 1 Space
  • Covered
  • Deeded
  • No Rv/Boats

Waterfront

  • Ocean Front

View

  • Ocean View

Community amenities

  • Business Center
  • Clubhouse-Clubroom
  • Elevator(s)
  • Exercise Room
  • Storage
  • Heated Pool
  • Library
  • Pickleball
  • Pool
  • Private Pool

Security

  • Complex Fenced
  • Elevator Secure
  • Card Entry

Maintenance includes

  • All Amenities
  • Building Exterior
  • Cable Tv
  • Elevator
  • Hot Water
  • Internet/WiFi
  • Landscaping/Lawn Maintenance
  • Manager
  • Parking
  • Pool Service

Pets

  • No
  • Restrictions Or Possible Restrictions

Construction & roof

  • CBS Construction

— Assigned schools

Elementary

Norman S. Edelcup K-8

Middle

Highland Oaks

School assignments should be independently verified.

— Location

16445 Collins Ave, Sunny Isles Beach

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $263,800
%
$1,055,200 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$12,121
Per month, all-in
58%P&I SHARE
Monthly breakdown
  • Principal & interest$7,01758%
  • Property taxes$1,24210%
  • Insurance$1,64414%
  • HOA$2,21818%

Tax: From listing — annual tax of record.

Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.

Cash & qualification
Cash at closing
$318,218
Income to qualify
$520,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $85/mo and $30,533 over the life of this loan.

Over the life of the loan
Total paid
$2,526,022
Total interest
$1,470,822
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.