Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
0128
MLS #A12011574··For Sale
4025 SW 128th AveJ.G. Heads Farms, FL
7 Bedrooms6 Bathrooms4,991 sq ft0.7 acres3-car garage
1view
Asking
$2,599,900
$521 / sq ft
— About this home
Experience elegance, comfort, and spacious living in this stunning 7-bedroom, 5-bathroom estate, nestled on an expansive 30,492 SF lot in the highly sought-after J.G. Heads Farms area. This meticulously maintained home features a brand-new roof and a grand circular driveway leading to a 3-car garage. Step inside to soaring high ceilings, exquisite marble floors, and an impeccable layout designed for both grand entertaining and relaxation. The outdoor oasis is a true showstopper, featuring a massive gazebo equipped with its own kitchen, bedroom, and bathroom—perfect for a private guest retreat or poolside hosting. Perfectly situated in the quiet Tamiami neighborhood, you are just minutes from the Florida Turnpike, bird Road, and top-rated schools like Greenglade Elementary and Air Base K-8. Enjoy the tranquility of a sprawling 0.7-acre lot while remaining close to shopping, dining, and easy highway access. Don’t miss this rare opportunity—schedule your private tour today!
— Overview
- Status
- For Sale
- Type
- Single Family Residence
- Bedrooms
- 7
- Bathrooms
- 5 full · 1 half
- Living area
- 4,991 sq ft
- Lot size
- 0.7 Acres
- Year built
- 2006
- Stories
- 1
- Garage
- 3-car
- Zoning
- 9000
- Subdivision
- J G Heads Farms Unit A
- Parcel #
- 3049140013580
- MLS
- #A12011574
- Listed
- May 1, 2026
- Annual taxes
- $17,690/year
- Tax assessed
- $1,629,596
— Features & Amenities
Highlights
- Bar
Area & Lot
- View: Pool
- 3/4 To Less Than 1 Acre Lot
Interior & Systems
- Heating: Electric
- Cooling: Ceiling Fan(s), Central Air
- Roof: Barrel Roof
- Flooring: Marble
- Dishwasher
- Dryer
- Microwave
- Electric Range
- Washer
Exterior & Site
- Circular Driveway
- Driveway
- Construction: CBS Construction
- Pool: In Ground
- Pool: Pool Only
- Water source: Well
- Sewer: Septic Tank
Financing
- All Cash
- Conventional
— Location
J.G. Heads Farms4025 SW 128th Ave
— School Zones
Public school assignments based on the property's address. Boundaries can change — verify current assignment with the district before purchase.
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $519,980
%
$2,079,920 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$16,520
Per month, all-in
Monthly breakdown
- Principal & interest$13,83184%
- Property taxes$1,4749%
- Insurance$1,2157%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $588,481
- Income to qualify
- $709,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $167/mo and $60,185 over the life of this loan.
Over the life of the loan
- Total paid
- $4,979,079
- Total interest
- $2,899,159
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
