Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
0102
MLS #R10987654··For Sale
200 Biscayne Boulevard, PH-401, Miami, FL 33131Brickell, FL
4 Bedrooms4.5 Bathrooms4,280 sq ft
Asking
$6,750,000
— About this home
Penthouse 4-bedroom on Brickell with wraparound terrace and 270° views. Building amenities: spa, lap pool, two-story fitness center, valet.
— Overview
- Status
- For Sale
- Type
- Condominium
- Bedrooms
- 4
- Bathrooms
- 4.5
- Living area
- 4,280 sq ft
- Year built
- 2022
- MLS
- #R10987654
- Listed
- Apr 1, 2026
- HOA
- $4,200/yr
- Annual taxes
- $62,000/yr
— Features & Amenities
Highlights
- Smart home
- Terrace
- Pool
Area & Lot
- Architecture: Contemporary
- View: Bay
- View: Ocean
- View: Skyline
Interior & Systems
- Heating: Central
- Cooling: Central A/C
— Location
Brickell200 Biscayne Boulevard, PH-401, Miami, FL 33131
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $1,350,000
%
$5,400,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$52,423
Per month, all-in
Monthly breakdown
- Principal & interest$35,90868%
- Property taxes$5,16710%
- Insurance$7,14814%
- HOA$4,2008%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $1,571,762
- Income to qualify
- $2,247,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $434/mo and $156,257 over the life of this loan.
Over the life of the loan
- Total paid
- $12,926,953
- Total interest
- $7,526,953
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
