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Vera Vita Real Estate

— About this home

This single-story residence in Tropical Terrace offers two bedrooms and two bathrooms within an efficient 771 square feet of finished living space. The one-story floor plan provides straightforward, accessible design ideal for easy maintenance and everyday living. Located in Lake Worth, this property presents a solid ownership opportunity with practical layout and functional design suited to those seeking a compact, manageable home.

— Facts & features

Interior

  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Utility Room/Laundry

Exterior

  • West Of Us1
  • Room For Pool

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Electric Range
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Concrete
  • Vinyl

Laundry

  • Laundry Room
  • Utility Room/Laundry

Pets

  • Yes

Construction & roof

  • Frame
  • Frame With Stucco
  • Comp Shingle Roof
  • Composition Roll
  • Shingle

— Assigned schools

Elementary

Rolling Green

High

Boynton Beach Community High

School assignments should be independently verified.

— Location

7936 TERRACE Road, Lake Worth

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $65,980
%
$263,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,355
Per month, all-in
75%P&I SHARE
Monthly breakdown
  • Principal & interest$1,75575%
  • Property taxes$33114%
  • Insurance$26911%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$81,241
Income to qualify
$101,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $21/mo and $7,637 over the life of this loan.

Over the life of the loan
Total paid
$631,793
Total interest
$367,873
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.