Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Complete gutted and renovated house with 4 bed/2 bathrooms and a pool. NEW roof installed 2025, NEW central AC unit, and water heater, NEW plumbing and electrical systems. Brand new appliances and kitchen cabinetry. Porcelain floors throughout. Open floor plan with bright living area and expansive family room. IMPACT WINDOWS throughout the house. Large lawn area in front of the house, and spacious backyard for entertaining. The POOL is very deep and it NEEDS work. The Buyers can improve the pool area to their own taste.
— Facts & features
Interior
- First Floor Entry
- Family Room
- Garage Converted
Exterior
- None
Appliances
- Dishwasher
- Electric Range
- Microwave
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
- Electric
Parking
- Driveway
- No Rv/Boats
View
- Other
Construction & roof
- Concrete Block Construction
- Shingle
— Location
631 NW 37th Ave, Lauderhill
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $99,000
%
$396,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,848
Per month, all-in
Monthly breakdown
- Principal & interest$2,63368%
- Property taxes$1,00526%
- Insurance$2105%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $118,670
- Income to qualify
- $165,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $32/mo and $11,459 over the life of this loan.
Over the life of the loan
- Total paid
- $947,977
- Total interest
- $551,977
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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