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Vera Vita Real Estate

— About this home

Get ready for Extraordinary! This Decorator/Designer Renovated (2025) Cambridge Villa in Wycliffe Golf & Country Club with Incredible Lake & Golf Course Views is Something Special to Behold. Roof Replaced 2024. All Windows & Doors Replace with Impact Glass 2025. You Will Be Impressed from the Moment You Walk Up the Tropical Professionally Landscaped Pathway. This Open Floor Plan Villa with Flat Cathedral Ceilings Features; Kitchen with 2 Islands Double Sided Cabinets on Center Island, Granite Countertops, Stainless Steel Appliance's, Breakfast Area. Luxurious Primary Bedroom Suite with 2 Walkin Fitted Closets. Guest BR with Large Walkin Fitted Closet. Den/Office/3rd BR with Closet. Two Car Garage with Storage Closet. A Must See, Don't Miss Out Call Jim Today to Schedule Your Appointment. Wycliffe Golf & Country Club Is a Mandatory Membership Club Offering the Best Lifestyle in South Florida. Featuring Two Championship Golf Courses designed by award-winning architect Kipp Schulties. There Are14 Har-Tru Tennis Courts (5 new hydro-courts) with a Center Court Stadium Seating, Sports Court With 8 Pickle Ball Courtsl, 3 Dining Venues, State of the Art Fitness Center, Palates, Aerobics, Yoga, Spin, Fitness Classes, Water Aerobics, Personal Trainers, Physical Therapy, Sauna, Steam, Olympic Size Swimming Pool/Spa, Full-Service Spa, Ladies/Men's Card Rooms, Clubs and Organizations, Special Events, Dinner Dances. Enjoy A Day of International Polo or Dressage/Jumping at the Wellington Equestrian Center, Just Minutes Away. Centrally Located with Ease of Access to Boca Raton, Del Rey Beach, Palm Beach, City Place and Airports. Comcast High Speed Internet, Telephone, Cable TV with Showtime & HBO, Voice Activated Remote and ADT Central Alarm Provided by the HOA

— Facts & features

Interior

  • Lobby
  • Closet Cabinetry
  • Cooking Island
  • Pantry
  • Split Bedroom
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)

Exterior

  • On Golf Course

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Ceramic Floor

Parking

  • 2 Or More Spaces
  • No Boats
  • Parking Garage
  • No Rv/Boats

View

  • Golf Course
  • Lake
  • Water
  • Lake View

Community amenities

  • Basketball Court
  • Business Center
  • Gated
  • Club Membership Required
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Elevator(s)
  • Exercise Room
  • Golf Equity Available

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector
  • Complex Fenced
  • Gated with Guard
  • Guard At Site
  • Private Guards
  • Security Gate
  • Security Guard
  • Security Patrol

Maintenance includes

  • Cable Tv
  • Maintenance Incl Common Area
  • Maintenance Incl Security
  • Internet/WiFi
  • Manager
  • Parking
  • Security

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Curved/S-Tile Roof

— Location

4634 Carlton Golf Drive, Lake Worth

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $111,800
%
$447,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,021
Per month, all-in
74%P&I SHARE
Monthly breakdown
  • Principal & interest$2,97474%
  • Property taxes$54514%
  • Insurance$2386%
  • HOA$2657%

Tax: Palm Beach County effective rate (1.17%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$131,880
Income to qualify
$173,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $36/mo and $12,940 over the life of this loan.

Over the life of the loan
Total paid
$1,070,543
Total interest
$623,343
Paid off
2056
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