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Vera Vita Real Estate

— About this home

Welcome to this well-maintained 2-bedroom, 2-bath villa located in a desirable 55+ community. Featuring a spacious split-bedroom floor plan, this home offers privacy and comfortable living. Enjoy laminate flooring throughout the main living areas, a partially updated kitchen with granite countertops, and a screened-in rear patio perfect for relaxing or entertaining. Both bathrooms retain their original charm, while storm shutters provide added peace of mind during hurricane season. Conveniently located near the Florida Turnpike, this property includes two assigned parking spaces directly in front of the villa. Residents enjoy access to a variety of community amenities and activities designed for an active lifestyle. Don't miss this opportunity to make this villa your own!

— Facts & features

Interior

  • Entrance Foyer
  • Split Bedroom
  • Vaulted Ceiling(s)
  • Volume Ceilings
  • Walk-In Closet(s)
  • Utility Room/Laundry

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Ice Maker
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Other

Flooring

  • Tile
  • Wood

Parking

  • 2 Or More Spaces
  • Assigned
  • Guest
  • No Boats
  • No Rv/Boats

View

  • Garden

Community amenities

  • Billiard Room
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Exercise Room
  • Library
  • Pool
  • Pool Table
  • Private Pool
  • Sauna

Security

  • No Fire Protection
  • No Security

Laundry

  • Laundry Room
  • Utility Room/Laundry

Maintenance includes

  • Cable Tv
  • Maintenance Incl Common Area
  • Insurance
  • Parking

Pets

  • No
  • Yes

Construction & roof

  • CBS Construction
  • Stucco
  • Comp Shingle Roof
  • Composition Roll
  • Shingle

— Location

3927 Vine Tree Trail, Lake Worth

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $47,000
%
$188,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,766
Per month, all-in
71%P&I SHARE
Monthly breakdown
  • Principal & interest$1,25071%
  • Property taxes$25614%
  • Insurance$1006%
  • HOA$1609%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$58,394
Income to qualify
$76,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $15/mo and $5,440 over the life of this loan.

Over the life of the loan
Total paid
$450,049
Total interest
$262,049
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.