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Vera Vita Real Estate

— About this home

Beautifully upgraded condo offering modern finishes and functional living! This move-in-ready unit features brand-new stainless-steel appliances, quartz countertops, and new vinyl flooring throughout the main living areas. The kitchen and bathrooms has ceramic tile flooring and updated fixtures, creating a clean and contemporary feel. Enjoy the convenience of walk-in bedroom closets, in-unit washer and dryer, and energy-efficient recessed lighting and ceiling fans throughout. A versatile spare room/safe room provides additional space for an office, storage, or added security. Additional highlights include a water heater just 3 years old, offering peace of mind for years to come. This home is conveniently located in near shopping and dining.

— Facts & features

Interior

  • Split Bedroom
  • Storage

Exterior

  • None

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Tile

Parking

  • Assigned
  • Open

View

  • Other
  • Other Water View

Community amenities

  • Billiard Room
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Pool
  • Pool Table
  • Private Pool

Security

  • Safe Room
  • Security Fence
  • Guard At Site
  • Private Guards
  • Security Guard
  • Walled

Laundry

  • Washer Hookup

Maintenance includes

  • Elevator
  • Maintenance Incl Common Area
  • Water

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Tile
  • Tile Roof

— Assigned schools

Elementary

Roosevelt

Middle

Roosevelt

High

Palm Beach Lakes

School assignments should be independently verified.

— Location

3650 Whitehall Drive, West Palm Beach

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $49,980
%
$199,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,483
Per month, all-in
54%P&I SHARE
Monthly breakdown
  • Principal & interest$1,32954%
  • Property taxes$30812%
  • Insurance$2048%
  • HOA$64226%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$63,537
Income to qualify
$107,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $16/mo and $5,785 over the life of this loan.

Over the life of the loan
Total paid
$478,585
Total interest
$278,665
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.