+1 (786) 228 2839info@veravitare.comMy portal

About this home

Why wait for new construction when you can have nearly new, beautifully upgraded, and move-in ready! Welcome to 3450 Cedar Grove, a one-year-old lakefront home offering a gorgeous water view, thoughtful upgrades, and all the finishing touches already completed for you. Built with concrete block construction and impact windows and doors, this spacious home features 4 bedrooms, a flex room, 2.5 bathrooms, and two living areas, offering plenty of room to live, work, and entertain. Step inside through the wide, welcoming foyer to wood-look tile throughout the first floor. A spacious flex room provides the perfect spot for a home office, den, playroom, or additional living space. The open-concept kitchen, dining, and living areas flow together beautifully, with peaceful lake views creating the perfect backdrop. The kitchen features white cabinetry, quartz countertops, a large center island with seating, pantry, and plenty of storage and workspace. Upstairs, you'll find a spacious second living area, the primary suite with private ensuite bath, three additional bedrooms, a guest bathroom, and conveniently located laundry room. So much has already been done! Thoughtful upgrades include updated faucets and hardware in the kitchen and bathrooms, a new half-bath vanity, additional lighting and ceiling fans throughout, blinds on every window, a fully screened lanai, fenced backyard, and enhanced landscaping with uplighting. Enjoy resort-style amenities including two pools, fitness center, game room, two dog parks, tennis and pickleball courts, playground, splash park, volleyball, and a beach-style lounging area. HOA dues of $257 per month include access to the amenities, common-area maintenance, gated entry, and internet. Nearly new, move-in ready, beautifully upgraded, and situated on the lake, this is the one you've been waiting for!

Facts & features

Interior

  • Cooking Island
  • Entrance Foyer
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Family Room
  • Loft
  • Utility Room/Laundry

Appliances

  • Electric Water Heater
  • Dishwasher
  • Disposal
  • Microwave
  • Electric Range
  • Refrigerator

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Carpet
  • Tile

Parking

  • 2 Or More Spaces
  • Driveway
  • Parking Garage

View

  • Lake
  • Water
  • Lake View

Community amenities

  • Activity Room
  • Basketball Court
  • Billiard Room
  • Barbecue
  • Cabana
  • Gated
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Room
  • Community Pool

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Security System Leased
  • Smoke Detector
  • Leased Burglar Alarm
  • Security System

Laundry

  • Laundry Room
  • Utility Room/Laundry

Maintenance includes

  • Internet/WiFi
  • Manager
  • Recreation Facilities

Pets

  • Yes

Construction & roof

  • Concrete Block Construction
  • CBS Construction
  • Comp Shingle Roof
  • Shingle

Location

3450 Cedar Grove Drive, Fort Pierce

Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $87,000
%
$348,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$3,396
Per month, all-in
68%P&I SHARE
Monthly breakdown
  • Principal & interest$2,31468%
  • Property taxes$46914%
  • Insurance$35410%
  • HOA$2598%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$105,927
Income to qualify
$146,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $28/mo and $10,070 over the life of this loan.

Over the life of the loan
Total paid
$833,070
Total interest
$485,070
Paid off
2056
Speak with a lender
Preferred lender

Talk numbers with someone who knows the market.

Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

Similar listings

More in Fort Pierce.

The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.