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Vera Vita Real Estate

— Facts & features

Interior

  • Lobby
  • Closet Cabinetry
  • Custom Mirrors
  • Elevator
  • Fire Sprinklers
  • Entrance Foyer
  • Roman Tub
  • Split Bedroom
  • Walk-In Closet(s)
  • Storage

Exterior

  • East Of Us1
  • Balcony
  • Exterior Lights
  • Open Balcony
  • Other
  • Outdoor Shower
  • Tennis Court(s)

Appliances

  • Electric Water Heater
  • Dishwasher
  • Disposal
  • Dryer
  • Ice Maker
  • Microwave
  • Water Purifier
  • Electric Range
  • Refrigerator
  • Self Cleaning Oven

Cooling & heating

  • Ceiling Fan(s)
  • Central Individual A/C
  • Central Air
  • Electric
  • Exhaust Fan
  • Humidity Control
  • Central Building A/C
  • Central Individual A/C
  • Central
  • Electric

Flooring

  • Ceramic Floor
  • Marble

Parking

  • 1 Space
  • 2 Or More Spaces
  • Assigned
  • Detached
  • Guest
  • Loading Spaces
  • Parking Garage

Waterfront

  • Ocean Access

View

  • Garden
  • Ocean
  • Tennis Court View
  • Water
  • Direct Ocean
  • Ocean View

Community amenities

  • Bike Storage
  • Barbecue
  • Gated
  • Community Room
  • Community Pool
  • Elevator(s)
  • Exercise Room
  • Storage
  • Heated Pool
  • Kitchen Facilities

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Fire Sprinkler System
  • Fire Sprinklers
  • Fire Alarm
  • Security System
  • Smoke Detector
  • Key Card Entry
  • Building Security
  • Doorman

Laundry

  • Washer Hookup

Maintenance includes

  • Cable Tv
  • Elevator
  • Hot Water
  • Maintenance Incl Common Area
  • Insurance
  • Internet/WiFi
  • Legal/Accounting
  • Manager
  • Parking
  • Pest Control Interior

Pets

  • No
  • Yes

Construction & roof

  • Concrete Block Construction
  • Other Roof/Roof Structure
  • Other

— Assigned schools

Middle

John F. Kennedy

High

William T Dwyer

School assignments should be independently verified.

— Location

3400 N Ocean Drive, Riviera Beach

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $190,000
%
$760,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$8,459
Per month, all-in
60%P&I SHARE
Monthly breakdown
  • Principal & interest$5,05460%
  • Property taxes$1,33216%
  • Insurance$7749%
  • HOA$1,30015%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$227,221
Income to qualify
$363,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $61/mo and $21,992 over the life of this loan.

Over the life of the loan
Total paid
$1,819,349
Total interest
$1,059,349
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.