Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to this charming 2-bedroom, 2-bathroom condominium located in the Poinciana community of Lake Worth, Florida. Spanning 1,222 square feet of finished living space across 4 stories, this residence offers an efficient layout perfect for comfortable everyday living. The thoughtfully designed floor plan maximizes functionality with two well-appointed bedrooms and two full bathrooms, providing convenience and privacy. This condo presents an excellent opportunity for those seeking a moderately-sized home in an established Lake Worth community.
— Facts & features
Interior
- Entrance Foyer
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Utility Room/Laundry
Exterior
- Exterior Cat Walk
- On Golf Course
- West Of Us1
- Balcony
- Screened Balcony
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Individual A/C
- Central Air
- Central Individual A/C
- Electric
Flooring
- Tile
Parking
- Assigned
- Guest
- Open
- No Rv/Boats
View
- Golf Course
- Pool
Community amenities
- Clubhouse
- Clubhouse-Clubroom
- Community Room
- Community Pool
- Elevator(s)
- Exercise Room
- Golf Course
- Golf Course Com
- Library
- Pool
Security
- Security Patrol
Laundry
- Laundry Room
- Utility Room/Laundry
- Washer Hookup
Maintenance includes
- Cable Tv
- Elevator
- Maintenance Incl Common Area
- Maintenance Incl Security
- Insurance
- Parking
- Recreation Facilities
- Sewer
- Trash Removal
- Water
Pets
- No
- Yes
Construction & roof
- CBS Construction
- Stucco
— Assigned schools
Middle
Okeeheelee
School assignments should be independently verified.
— Location
3326 ARCARA Way, Lake Worth
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $26,000
%
$103,999 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,623
Per month, all-in
Monthly breakdown
- Principal & interest$69243%
- Property taxes$1278%
- Insurance$553%
- HOA$74946%
Tax: Palm Beach County effective rate (1.17%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $35,098
- Income to qualify
- $70,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $9/mo and $3,009 over the life of this loan.
Over the life of the loan
- Total paid
- $248,962
- Total interest
- $144,962
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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