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Vera Vita Real Estate

— About this home

Stunning 2BR/2BA apartment in the prestigious Atrium building, Aventura. This modern residence features in-unit washer & dryer and offers an unbeatable location next to beautiful park areas and adjacent to a charter school. Perfect for families seeking convenience and luxury living in the heart of Aventura. Close to Aventura Mall, A+ rated schools, dining, entertainment, and easy access to major highways and beaches. The Atrium offers world-class amenities in a safe, family-oriented community. Don’t miss this opportunity to own in one of Aventura’s most sought-after buildings. OWNER MOTIVATED - BRING YOUR OFFER

— Facts & features

Interior

  • Lobby
  • Elevator

Exterior

  • Other

Appliances

  • Dishwasher
  • Disposal
  • Dryer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Ceramic Floor

Parking

  • 2 Or More Spaces
  • Valet

View

  • Other View
  • None

Community amenities

  • Pool

Security

  • Lobby Secured

Maintenance includes

  • All Amenities

Pets

  • No

Construction & roof

  • CBS Construction

— Assigned schools

Elementary

Aventura Waterways

Middle

Aventura Waterways

High

Michael Krop

School assignments should be independently verified.

— Location

3131 NE 188th St, Aventura

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $108,000
%
$432,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,980
Per month, all-in
58%P&I SHARE
Monthly breakdown
  • Principal & interest$2,87358%
  • Property taxes$49110%
  • Insurance$4409%
  • HOA$1,17624%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$130,901
Income to qualify
$214,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $35/mo and $12,500 over the life of this loan.

Over the life of the loan
Total paid
$1,034,156
Total interest
$602,156
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.