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Vera Vita Real Estate

— About this home

Stunning 2-bedroom, 2.1-bath townhouse with updates throughout! Features include newer bathroom vanities, new shower doors, AC installed in 2022, tile on the main floor, carpet upstairs, and washer & dryer conveniently located on the second floor. The kitchen boasts beige Maytag appliances, and accordion shutters provide added protection. Relax with serene lake views from the master suite, which includes an LG TV with custom stand. The living room features a TV with Theater Research speakers. Spacious closets include a safe in the master, and built-in garage shelving adds extra storage. Move-in ready and designed for comfort and convenience!

— Facts & features

Interior

  • Built-in Features
  • Pantry
  • Walk-In Closet(s)
  • Attic
  • Family Room
  • Utility Room/Laundry

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet

Parking

  • 1 Space
  • Parking Garage

View

  • Lake
  • Lake View

Community amenities

  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Exercise Room
  • Guard At Gate
  • Pool
  • Private Pool
  • Tennis Court(s)

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Fire Alarm
  • Smoke Detector
  • Gated with Guard

Laundry

  • Laundry Room
  • Utility Room/Laundry

Maintenance includes

  • Maintenance Incl Common Area
  • Insurance
  • Security
  • Trash Removal

Pets

  • Yes

Construction & roof

  • Concrete Block Construction
  • CBS Construction
  • Barrel
  • Barrel Roof

— Assigned schools

Middle

John F. Kennedy

High

Palm Beach Gardens

School assignments should be independently verified.

— Location

3069 Laurel Ridge Circle, Riviera Beach

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $55,980
%
$223,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,471
Per month, all-in
60%P&I SHARE
Monthly breakdown
  • Principal & interest$1,48960%
  • Property taxes$27311%
  • Insurance$2289%
  • HOA$48119%

Tax: Palm Beach County effective rate (1.17%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment. City millage in this ZIP typically runs 30–50% above the county average — your actual bill may be higher.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$70,124
Income to qualify
$106,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $18/mo and $6,480 over the life of this loan.

Over the life of the loan
Total paid
$536,038
Total interest
$312,118
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.