Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— Facts & features
Interior
- Vaulted Ceiling(s)
- Walk-In Closet(s)
- Great Room
Appliances
- Dishwasher
- Disposal
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Carpet
- Ceramic Floor
Parking
- 1 Space
- Parking Garage
Community amenities
- Basketball Court
- Community Pool
- Exercise Room
- Guard At Gate
- Pool
- Private Pool
- Tennis Court(s)
Security
- Gated with Guard
Maintenance includes
- Maintenance Incl Common Area
- Security
Pets
- Yes
Construction & roof
- CBS Construction
- Curved/S-Tile Roof
— Assigned schools
Middle
John F. Kennedy
High
Palm Beach Gardens
School assignments should be independently verified.
— Location
3061 Laurel Ridge Circle, Riviera Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $54,000
%
$216,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,596
Per month, all-in
Monthly breakdown
- Principal & interest$1,43655%
- Property taxes$45918%
- Insurance$2208%
- HOA$48119%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $68,422
- Income to qualify
- $112,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $17/mo and $6,250 over the life of this loan.
Over the life of the loan
- Total paid
- $517,078
- Total interest
- $301,078
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
— Similar listings
More in Riviera Beach.
Price cut: $10K
Waterfront
Riviera Beach · MLS #B26051393
8023 Big Pine Way
$369,000
4 Beds1,571 sqft
Courtesy of Partnership Realty Inc.
Pool
Riviera Beach · MLS #B26050677
1954 Freeport Lane
$190,500
2 Beds2 Baths837 sqft
Courtesy of Partnership Realty Inc.
Price cut: $5K
Riviera Beach · MLS #B26015415
1691 W 26th Court
$529,900
4 Beds2 Baths1,516 sqft
Courtesy of Partnership Realty Inc.
The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.