Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to this fully remodeled oceanfront condo, taken down to the studs and rebuilt from scratch with permits. Every major system is brand new, including electrical, plumbing, HVAC, ductwork, insulation, and lighting throughout. Move in with true peace of mind and zero work needed. Inside, tastefully designed 36x36 marble floors flow throughout. The built-out walk-in closets offer custom storage rarely found in a condo, and the spa-inspired bathroom features a jetted soaking tub, the perfect place to unwind after a day at the beach. Ocean and south-facing views frame stunning sunsets over Palm Beach Shores and Phil Foster Park, making every evening feel like a postcard. Schedule a showing today.
— Facts & features
Interior
- Split Bedroom
- Walk-In Closet(s)
Exterior
- Barbeque
- Exterior Lights
- Open Balcony
- Outdoor Shower
- Tennis Court(s)
Appliances
- Dishwasher
- Microwave
- Refrigerator
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Marble
Parking
- 1 Space
- Assigned
- Detached
- Guest
- Parking Garage
Waterfront
- Ocean Access
View
- Ocean
- Water
- Direct Ocean
- Ocean View
Community amenities
- Basketball Court
- Bike Storage
- Gated
- Exercise Room
- Kitchen Facilities
- Library
- Maintained Community
- Sauna
- Vehicle Wash Area
Security
- Key Card Entry
- Card Entry
- Security Fence
- Key/Card Entry Parking
- Walled
Maintenance includes
- Elevator
- Hot Water
- Insurance
- Internet/WiFi
- Parking
- Pest Control Interior
- Sewer
- Trash Removal
- Water
Pets
- No
- Yes
Construction & roof
- Concrete Block Construction
- Concrete
— Assigned schools
Middle
John F. Kennedy
High
William T Dwyer
School assignments should be independently verified.
— Location
2800 N OCEAN Drive, Riviera Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $127,980
%
$511,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$6,242
Per month, all-in
Monthly breakdown
- Principal & interest$3,40455%
- Property taxes$79113%
- Insurance$5218%
- HOA$1,52624%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $154,974
- Income to qualify
- $268,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $41/mo and $14,813 over the life of this loan.
Over the life of the loan
- Total paid
- $1,225,475
- Total interest
- $713,555
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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