Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Cozy Paradise Park 3 bedroom 2 Bath home. This charming home offers an open layout once entering, going form entertainment area to the wonderful big open kitchen. home features spacious bedrooms, third bedroom could be used as well as a man cave/ office. Great location to hoping on 95 in minutes or heading east on 60 into downtown Vero Beach and over onto barrier island. Sizes are approx/subj to error.
— Facts & features
Interior
- Pantry
- Volume Ceilings
- Den/Library/Office
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Microwave
- Electric Range
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Electric
- Central
- Electric
Parking
- 1 Space
- Parking Garage
Community amenities
- Shuffleboard
Pets
- Yes
Construction & roof
- Frame
- Frame With Stucco
- Metal
- Metal Roof
— Assigned schools
Elementary
Dodgertown
Middle
Storm Grove
High
Vero Beach
School assignments should be independently verified.
— Location
2135 87th Avenue, Vero Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeOrange
Orange County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $56,000
%
$224,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,808
Per month, all-in
Monthly breakdown
- Principal & interest$1,49082%
- Property taxes$20011%
- Insurance$1197%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $68,138
- Income to qualify
- $78,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $18/mo and $6,482 over the life of this loan.
Over the life of the loan
- Total paid
- $536,229
- Total interest
- $312,229
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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