Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Spacious FURNISHED unit on the 34th floor of LOFTII. Located in the heart of downtown Miami, and adjacent to many of Miami's most iconic restaurants and public spaces. Enjoy direct views of Biscayne Bay, Bayfron Park, and the Miami skyline. Walk to or drive a short distance to Brickell City Centre, Marlins Stadium, Miami Beach, and Wynwood. The building has a new rooftop pool, a ground floor pool, and a large gym. 24 hour reception, and adjacent car garage offer easy and secure access to the building and grounds. Contact realtor for showing
— Facts & features
Interior
- Fire Sprinklers
- Other
- Utility Room/Laundry
Exterior
- Open Balcony
- Other
Appliances
- Dishwasher
- Disposal
- Dryer
- Microwave
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
- Other
Flooring
- Concrete
Parking
- Covered
- Other
- On Street
View
- Bay
- Other View
- Skyline
- Water View
Community amenities
- Community Room
- Exercise Room
- Exterior Lighting
- Pool
Security
- Fire Sprinklers
- Doorman
- Lobby Secured
Laundry
- Utility Room/Laundry
Maintenance includes
- All Amenities
- Common Area
- Hot Water
- Sewer
- Water
Construction & roof
- CBS Construction
— Location
133 NE 2nd Ave, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $63,000
%
$252,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,082
Per month, all-in
Monthly breakdown
- Principal & interest$1,67654%
- Property taxes$46415%
- Insurance$2578%
- HOA$68522%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $78,922
- Income to qualify
- $133,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $21/mo and $7,292 over the life of this loan.
Over the life of the loan
- Total paid
- $603,258
- Total interest
- $351,258
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.