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Vera Vita Real Estate

— About this home

Welcome to Provence Bay! This beautifully maintained townhome offers 3 bedrooms, 2.5 baths, and a 1-car garage in a private gated community. Ideally located near shopping, dining, and the beaches, this home combines comfort and convenience. The spacious first floor features tile throughout and a modern kitchen with stainless steel appliances. Upstairs, all three bedrooms provide privacy, along with two full baths and a convenient laundry closet. Residents also enjoy community amenities including a pool and playground. Move-in ready and centrally located for easy Florida living!

— Facts & features

Interior

  • Entrance Foyer
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Appliances

  • Electric Water Heater
  • Dishwasher
  • Disposal
  • Dryer
  • Ice Maker
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Individual A/C
  • Central Air
  • Central Individual A/C

Flooring

  • Carpet
  • Tile

Parking

  • 1 Space
  • Driveway
  • No Boats
  • Parking Garage
  • Paver Block
  • Shared Parking

View

  • Other
  • Other Water View

Community amenities

  • Community Pool
  • Pool
  • Private Pool

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector

Maintenance includes

  • Maintenance Incl Common Area
  • Recreation Facilities
  • Reserve Fund

Pets

  • Yes

Construction & roof

  • Stucco
  • Other Roof/Roof Structure
  • Tile
  • Other
  • Tile Roof

— Assigned schools

Elementary

Beachland

Middle

Oslo

High

Vero Beach

School assignments should be independently verified.

— Location

1069 Normandie Way, Vero Beach

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeOrange
Orange County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $58,380
%
$233,520 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,295
Per month, all-in
68%P&I SHARE
Monthly breakdown
  • Principal & interest$1,55368%
  • Property taxes$33315%
  • Insurance$1245%
  • HOA$28512%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$71,486
Income to qualify
$99,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $19/mo and $6,757 over the life of this loan.

Over the life of the loan
Total paid
$559,019
Total interest
$325,499
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.