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Vera Vita Real Estate

— About this home

Back on the market after a whole house re-pipe! Tucked away on nearly an acre in the heart of town this one of a kind courtyard pool home offers the perfect blend of privacy, character & convenience. Centered around a stunning screened courtyard w/ a sparkling pool, the home embraces FL living at its finest w/ seamless indoor-outdoor spaces for maximum year-round enjoyment. The picturesque lake creates a peaceful backdrop & the expansive property provides room to roam. 2019 roof. 2024 AC. Minutes from shopping, dining and beaches. Full of warmth & charm- this home is anything but ordinary. 3 Beds plus an office, 2 Baths, 2 car Garage.

— Facts & features

Interior

  • Built-in Features
  • Cooking Island
  • French Doors
  • Pull Down Stairs
  • Walk-In Closet(s)
  • Den/Library/Office
  • Family Room
  • Foyer
  • Utility/Laundry In Garage

Exterior

  • Courtyard
  • None

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet
  • Tile

Parking

  • 2 Or More Spaces
  • Circular Driveway
  • Driveway
  • Parking Garage

Waterfront

  • Pond

View

  • Lake
  • Pool
  • Water
  • Lake View
  • Pond View
  • Pond

Community amenities

  • Private Pool

Laundry

  • In Garage

Pets

  • Yes

Construction & roof

  • Frame
  • Frame With Stucco
  • Slab Construction
  • Metal
  • Metal Roof

— Assigned schools

Elementary

Glendale

Middle

Storm Grove

High

Vero Beach

School assignments should be independently verified.

— Location

1016 48TH Terrace, Vero Beach

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeOrange
Orange County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $119,800
%
$479,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,905
Per month, all-in
82%P&I SHARE
Monthly breakdown
  • Principal & interest$3,18782%
  • Property taxes$46312%
  • Insurance$2557%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$140,322
Income to qualify
$168,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $39/mo and $13,866 over the life of this loan.

Over the life of the loan
Total paid
$1,147,147
Total interest
$667,947
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.